About Us

Core Values

The Financial Guys Home and Auto is an independent insurance agency serving Western New York since 2018. Our goal is to provide exceptional service to our clients while optimizing their customer experience. We understand that insurance needs vary greatly from person to person. No two lifestyles are the exact same, and this sentiment should be reflected when choosing insurance policies.

The Partners

Michael Lomas

Partner

Michael Lomas

Michael Lomas is a Partner and Chief Marketing Officer of The Financial Guys, LLC, and President of Independent Solutions Wealth Management. With a career in the securities and investment industry dating back to 1997, he brings decades of experience in wealth management, insurance, and financial planning. A co-founder of The Financial Guys, Mike helped grow the firm into a multi-office organization serving clients nationwide.

Michael Sperrazza

Managing Partner

Michael Sperrazza

Michael Sperrazza is the Founder and Managing Partner of TFG Home & Auto. He began his career in insurance in 2016 after working alongside his father in financial services and discovering a passion for helping clients with personal and commercial coverage. In 2018, he founded Queen City Insurance Agency before partnering to form The Financial Guys Home & Auto, now a growing independent agency with access to over 25 carriers.

Glenn Wiggle

Partner

Glenn Wiggle

Glenn Wiggle is a founder and partner of The Financial Guys, LLC, with nearly three decades of experience managing client assets in the securities industry. He has held senior compliance and leadership roles, including Chief Compliance Officer for multiple firms, and co-founded Independent Solutions Wealth Management and Neiman Funds Management.

The Advising Team

Alec Toth

Director of Operations & Commercial Lines Account Manager

Alec Toth

Alec Toth is the Director of Operations and Commercial Lines Account Manager at TFG Home & Auto, where he manages personal and commercial insurance coverage using access to over 25 carriers to find the right fit for clients and WNY businesses. He joined the team in 2022, holds a degree in Mechanical Engineering from Alfred University.

Madison Hoeflich

Insurance Advisor – Personal Lines

Madison Hoelfich

Madison is an Insurance Advisor for Personal Lines at TFG Home & Auto. A summa cum laude graduate of SUNY Oswego, she earned a B.S. in Business Administration with a minor in Communication in 2023. She holds a Property and Casualty Insurance license and joined TFG as a Customer Service Representative before transitioning into her current advisor role in April 2025.

The Servicing & Support Team

Sara Victor

Director of Finance & Business Development

Sara Victor

Sara is the Director of Finance and Business Development at TFG Home & Auto. She holds a bachelor’s degree in Interdisciplinary Business and Engineering from Penn State Erie and a Master’s in Finance from Michigan University. Sara joined The Financial Guys in 2021 to help grow the P&C agency, focusing on operational excellence, compliance, and efficiency improvements across the organization.

Jessica Rosati

Client Service Representative

Jessica Rosati

Jessica is a Client Service Representative with The Financial Guys Home & Auto. A summa cum laude graduate of the University at Buffalo’s School of Management Honors Program, she joined TFG full-time in 2025 after interning with the company in 2024. In her role, she is focused on delivering a seamless client experience through knowledgeable support, problem-solving, and strong client relationships.