Liability insurance is a part of almost every single home and auto policy. So, why does it matter and how does it apply to each type of policy? Let’s break it down:
Every standard homeowners policy includes liability insurance. This is in place to protect you as a homeowner against lawsuits for damage/injuries caused to others while on your property.
For example, imagine the mailman slips and falls on some black ice while walking up your driveway. Unfortunately, he falls and dislocates his shoulder. Liability insurance protects you from incurred medical and legal costs, should you be found responsible for the incident. Accidents happen, and sometimes the resulting outcomes can be costly. Make sure you are protected by a policy with ample liability coverage, because you never know when you’ll need it. You’ve heard the saying, better safe than sorry!
Similarly to homeowners insurance, liability for auto insurance protects drivers from costs associated with injuries of other drivers/pedestrians when found at fault for an accident. Crashes can be expensive, but liability coverage lessens the financial impact.
Liability coverage requirements are different from state to state, so make sure you are informed on what your policy needs are. A trusted independent insurance agent will keep you up to date on policy requirements and handle the specifics for you. That’s just one of the many benefits they offer! If you are in need of one, call us today at (855) 834-2886 or click here to fill out our complimentary review form!
Whether you’re a seasoned rider or a newbie adventurer, proper preparation is key to ensure a safe and enjoyable journey. Learn these essential motorcycle trip tips.
Whether you’re a seasoned rider or a newbie adventurer, proper preparation is key to ensure a safe and enjoyable journey. Learn these essential motorcycle trip tips.
Meet Alec Toth, the newest member of our team here at TFG Home & Auto! Alec is a Sales Representative, responsible for reviewing home, auto, umbrella, recreational vehicle and landlord policies.
SHARE THIS POST Winter weather brings hazardous conditions to the roads. Driving in the winter time can cause some anxiousness, and rightfully so! Weather-related car accidents are responsible for more deaths in the US than large-scale weather disasters like hurricanes,
Meet Alec Toth, the newest member of our team here at TFG Home & Auto! Alec is a Sales Representative, responsible for reviewing home, auto, umbrella, recreational vehicle and landlord policies.
SHARE THIS POST As a homeowner, you are aware of the many threats harsh winter weather brings. The severe conditions can cause a lot of damage to your home if you aren’t careful, and that’s why we are here to
